Personal Budget Spreadsheet: An Effective Budgeting Tool

Personal Budget Spreadsheet: An Effective Budgeting Tool

Personal Budget Spreadsheet: An Effective Budgeting Tool

When you are trying to manage your budget all by yourself, there can be quite a few things that you need to keep in mind. Other than the most superficially important points, there could be so many fine details that most people tend to miss. So let’s go over some key points of managing your personal budget spreadsheet.

Why a budget spreadsheet? First, it’s extremely easy to manage a spreadsheet. In a budget there can be so many points that you need to flag and a spreadsheet is just perfect for that. For example if your anniversary or some important person’s birthday falls in a month, then you will definitely need to keep some extra budget for that occasion. With a spreadsheet you can simply put a note in a cell and it keeps reminding you of it.

In today’s turbulent economy, every person is looking to cut down their expenses and increase their savings. The best way of doing it is to keep a track of all your expenses in accordance with your monthly income. There are a number of budgeting tools out there in the market. A personal budget spreadsheet is one such simple yet effective budgeting tool.

There are people who are reluctant to use spreadsheets or software or other budgeting tools thinking that these are generalized formats and don’t work well in a particular case scenario. But once you use a budget spreadsheet you would be amazed to know how it helps you efficiently create and manage your budget for even the entire year at once.

A personal budget spreadsheet is almost a simple page with some preprogrammed formulae in place. In addition, you can always go ahead and add/delete or edit anything in the spreadsheet to personalize it. Once you have applied proper formulae you simply need to put in your income and expense numbers and the spreadsheet gives you exactly where you are trending regarding your saving and overall finances.

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Are you always receiving unexpected bills and never seem to have enough money to pay them?

Do you know how much money you really have and where it goes?

Did you know that managing your finance can be easy?

I have attended courses, read books, talked to friends and learnt everything I can about managing money.

The Easy Budget System was a great surprise,  it really is a fantastic system and the creator,  Simon Herbert, has gone to great lengths in his email series to ensure you get all the information, help and support you need to succeed.

Start taking control of your finances now!




John Mills

Independent Reviewer